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Zip AUS - What's the difference between Zip Pay and Zip Money?

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Zip Pay is an interest-free buy-now-pay-later service with a credit limit of up to $1000. Repayments are based on a minimum monthly payment from as little as $10 per week. With Zip Pay, you can shop everywhere when you add your Zip card to your Apple or Google wallet. Zip Money is a line of credit with credit limits between $1,000 and $3000 for regular accounts and up to $50,000 for specific merchants. Zip Money offers customers a guaranteed interest-free period of 3 months across all products and up to 36 months with some retailers. Zip Money accounts incur a one-off establishment fee for certain credit limits. Both products incur a $6 monthly account service fee when there is an outstanding balance at the end of each month. Both products also feature our Shop Everywhere card, which you can use at any online retailer.