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Zip AUS - How Zip works?

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Zip Pay provides a line of credit up to $1,000, always interest free. Zip Money is a line of credit for amounts over $1,000. There is interest with Zip Money purchases, but they guarantee a minimum of 3 months interest-free on any order and longer periods with selected merchants. The interest-free period is determined by where you shop and how much you spend and will be confirmed when you approve your purchase. A $6 monthly fee applies for each account type but is waived if your statement balance is $0. Sign up today and once approved, you can shop online or instore where you see Zip at checkout.

Zip now also offers the ability to transact anywhere online using our single use card, this can be accessed via the Zip mobile app and allows you to shop at any online retailer by generating a virtual Visa debit card. If shopping instore, Zip Pay users can checkout using Tap & Zip. To get started with Tap & Zip, simply navigate to the Zip app and click on the card icon in the bottom menu. From there, you will be able to generate a multi-use Tap & Zip card and add it to your Apple Pay or Google Pay wallet.